What does liability insurance protect you against?

Liability insurance is designed to cover the financial costs associated with injuries and damages you may cause to others in an accident for which you are deemed at fault. This type of insurance does not provide protection for damages to your own vehicle or related expenses if you cause an accident; that is why option B stands out as the correct choice.

When you have liability insurance, it ensures that if you are responsible for an accident, it can help pay for the medical bills of others, property damage, and related legal costs up to the limits of your policy. This can be crucial in protecting your financial interests and assets if you are found liable for damages resulting from a collision.

Other options do not accurately reflect what liability insurance covers. For instance, coverage for if another driver is at fault would depend on their insurance, and liability insurance does not protect you in case of theft of the vehicle or against unpaid tickets, as these situations fall under different types of insurance or legal matters.