What is the minimum mandatory insurance coverage in Arizona?

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The minimum mandatory insurance coverage in Arizona is structured to ensure that drivers have a basic level of financial protection in the event of an accident. The correct answer indicates that drivers must carry liability insurance of at least $15,000 for bodily injury per person and $30,000 for total bodily injury in the event of an accident with multiple individuals, along with $10,000 for property damage. This coverage is designed to provide compensation for injuries to other people as well as damage to other people's property resulting from a driver's negligence.

This tiered structure is important because it reflects the potential costs associated with accidents. In cases where multiple individuals are injured or significant property damage occurs, the mandated limits help ensure that there are sufficient funds available to cover these expenses and provide a safety net for victims. Without such coverage requirements, drivers might not be financially able to cover the costs associated with injuries and damages caused by their actions on the road.

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